Anyone who does business on-line (and actually takes money from other people) should, in some unspecified time in the future, bite the bullet and select a credit card processing firm – this can be fairly an expensive decision.
There are successfully two alternative ways of going about this; you can both go for the free accounts or the precise service provider accounts.
But what’s there to differentiate the two? In any case they each let you accept a payment from a credit card holder right?